The trend of rising premiums, deductibles and cost-sharing continues among commercial health insurance plans. According to a Kaiser/HRET survey, the amount that workers contribute to single-coverage premiums has increased 94% from 2004 to 2014 and workers’ contributions to family coverage have increased 81%. Although these are staggering stats, even more staggering is the data that more than one-third of cancer patients may delay or forgo recommended care due to cost1. This situation is now called the "financial toxicity" of cancer care.
Patients are faced with not only their diagnosis and its physical and emotional ramifications, but also its financial ones. This may be a topic of discussion for your navigator team and their patients. If your navigators must shoulder this aspect of navigation also, their jobs can be easier by following this sample parallel navigation plan to include consideration for finances:
1 Spending to Survive, American Cancer Society. 2000-2014